Aave USDT0 Pool on Monad: $4.4M Unborrowed of $55.9M

Aave's USDT0 pool on Monad showed roughly $4.4 million unborrowed against $55.9 million supplied in a September 12, 2026 snapshot dated 21:09 UTC, leaving only a thin liquidity buffer for withdrawals. The figures come from CryptoSlate's reading of an Aavescan reserve display and have not been independently reproduced on-chain. TLDR KEYPOINTS $55.9 million supplied to the Aave V3 USDT0 reserve on Monad in the reported snapshot. About $4.4 million unborrowed, roughly 7.9% of supply. Approximately 92.1% implied utilization, if unborrowed means supply minus outstanding borrowing. Aave's USDT0 pool on Monad shows $4.4M unborrowed The Aave USDT0 pool on Monad reported $55.9 million supplied and $51.5 million borrowed at the September 12 timestamp, per CryptoSlate. Those rounded balances leave about $4.4 million not currently lent out. For related coverage, see Goldman Sachs Sees 85% Chance of September Fed Rate Hike. USDT0 supplied on Aave V3 Monad — September 12 snapshot $55.9 million CryptoSlate reports $55.9 million supplied and $51.5 million borrowed in its Aavescan snapshot dated September 12, 2026, 21:09 UTC. These rounded historical balances have not been independently reproduced. $55.9M supplied and $4.4M unborrowed No source link exposed the underlying reserve state, and the observation carries a single timestamp rather than a verified on-chain block. The snapshot reports a 6.10% total supply APR for USDT0, split between a 4.34% protocol rate and an estimated 1.76% WMON reward, per the same CryptoSlate reading. For related coverage, see Huma Finance’s PST Token Hits $322M Market Cap on Solana. Aave's official documentation notes that withdrawals are capped at the unborrowed underlying assets in a pool, with an added position-health constraint for suppliers using their deposits as collateral. Low available liquidity does not by itself mean a withdrawal failed or that USDT0 depegged. For related coverage, see Teucrium XRP Short ETF Delayed for the 19th Time. The figures imply roughly 92.1% utilization Subtracting the reported borrowing from the supplied balance leaves about $51.5 million outstanding, which holds only if both readings share a measurement basis and unborrowed means supply minus borrowing. On that basis the unborrowed share works out to roughly 7.9%. Estimated USDT0 unborrowed — September 12 snapshot ≈$4.4 million Calculated as $55.9 million supplied minus $51.5 million borrowed, using rounded balances reported by CryptoSlate for September 12, 2026, 21:09 UTC. This is a historical liquidity estimate, not an exact executable withdrawal quote; the underlying snapshot has not been independently reproduced. Calculating implied borrowing and utilization The same arithmetic puts implied utilization near 92.1%. Treat the 7.9% unborrowed share and 92.1% utilization as calculations from rounded headline figures, not metrics independently reported by Aave or Aavescan. The dollar denominations should not be converted into exact USDT0 token quantities. Named risk providers had already flagged tight conditions on this reserve.